3 Actions to Take Before Shopping for a Used Car

Whether you’re shopping used cars for the first time or need to replace your current vehicle, there are many decisions to make before you make your final choice. Your budget, transportation needs and lifestyle can all play a part in the car you choose. However, proper preparation can be an important part of the car-buying process, and we would like to share some advice that may help you purchase your next used car with confidence.

 

  1. Decide How to Pay

 

Knowing how you will be paying for your vehicle can help you be better prepared to discuss finances with a dealership loan officer. If you plan on making payments, calculate what you can afford before you shop so you don’t get in over your head once you settle on a vehicle. If you have a trade in, research its current value and be prepared to give information regarding its condition, including current mileage and whether it is has ever been involved in an accident.

 

  1. Save up a Down Payment

 

Unless you need a car right away, it’s a good idea to save up a down payment for your next vehicle purchase. Even a few hundred dollars can make a difference, and most dealerships that sell used cars are usually willing to work with you on what they require down on certain vehicles. Being able to offer a down payment can lower what you pay monthly and widen your buying options.

 

  1. Check Your Credit Report

 

Knowing what kind of information is listed on your credit report can help you avoid any unpleasant financial surprises while you’re at a dealership. Order your report well in advance, review it and then note any possible errors. The more you know about what is being reported to lenders, the better prepared you can be to work with a loan officer.

 

Browsing used cars can be an exciting experience. However, taking time to prepare for the buying experience can make it convenient and simple as well.

How to Choose a Used Car: 3 Factors to Consider

When the time comes to buy a quality used car, the choices can seem overwhelming when you consider all the makes and models that are out there. However, as a consumer who is not familiar with how to browse used cars, there are still several ways you can narrow down your choices. We’d like to offer you a few tips that might help your search for a pre-owned vehicle a bit easier.

 

Mileage

 

One important factor that you may want to consider when choosing a used car is how many miles you plan to put on it daily. For example, if you have a considerable commute to and from work, you might want to look for an economical model that gets the most miles per gallon. Even if this means choosing a sedan over an SUV, in the long run, being flexible about make and model can help you save money on fuel.

 

Budget

 

When browsing used cars, remember that the sticker price is not the only cost you might encounter as a vehicle owner. Some buyers make the error of putting all their money into a car payment and then realize their budget does not allow for the cost of insurance, gas and maintenance. These costs should be considered when you are creating a budget and computing how much you can afford to spend.

 

Lifestyle

 

Browsing dealerships and used vehicles online can be exciting, but you may want to remain conservative and consider your lifestyle as you shop. For example, if you have a growing family, a roomy SUV might be a better choice than a sporty two-door model. If you work full time and drive to work, dependability and safety are two factors you may want to consider so you can make the best choice possible.

 

With so many used cars out there, it can be difficult to decide which might be right for you. However, considering several important factors that can impact your budget and daily routine can help narrow down your choices.

Buying a Used Car: 3 Myths That Might Cost You

When you decide to buy a used car, there are many decisions you will have to make. However, some of the most important are those related to how you plan to finance a vehicle. Before you start to browse used cars, however, there are several car-buying myths we would like to warn you about that might seriously affect your financial future.

 

  1. Small Payments Are the Best Option

 

At first glance, it might seem that choosing the lowest payment choice possible will give you greater financial flexibility when it comes to buying a used car. However, if you have an average-to-fair credit score, lower payments usually come with a long-term loan. These loans can last up to five years, which means you may eventually end up paying more as interest mounts up.

 

  1. Avoid Dealer Financing

 

This is one of the most common myths surrounding the used car market, but in truth, there are several advantages to financing with a dealership. If you have poor credit, in-house financing can help you secure a loan you may not be able to get from a larger financial institution. This type of financing can make paying for your vehicle more convenient as well because you pay the dealership directly.

 

  1. A Down Payment Is Not Always Necessary

 

There may be times when you need a quality used vehicle right away and do not have time to come up with a down payment. However, if it is all possible, having some kind of down payment in hand when you start shopping is usually better for your financial bottom line. A solid down payment can increase your payment options, the choice of cars open to you and may result in lower payments overall.

 

Venturing into the world of used cars can be challenging as a buyer. However, being aware of some common buying myths can help you make decisions confidently the next time you are ready to invest in a quality used car.

How To Find a Hidden Gem in the Sea of Used Cars

Finding a used car that is in good condition, fuel efficient and within your budget can be time consuming. After looking at lemon after lemon, you may even be tempted to throw in the towel and buy new. However, don’t give up on your quest just yet. Use the tips below to find a treasure in the sea of used cars out there:

 

Decide on a Model

 

Whether you’re shopping new or used vehicles, if you don’t have an idea of what type of car you want, the car buying process is going to take much longer than necessary. Before you start your search, determine what make and model will best serve your needs. Consider how much space you need, what type of gas mileage you’re looking for and your budget to narrow down your search options.

 

Know Where to Look

 

There are several sites that list used cars, but how many of them list reliable used vehicles? If you begin your search online, turn to sites like Craigslist, CarMax and Auto Trader. Enter your search criteria, and then make note of vehicles sold by reputable sellers such as used car dealerships. Most used car lots post their vehicles online, making it easier for shoppers like you to narrow down their options without having to go from dealership to dealership.

 

Inspect and Test Drive

 

When test driving a vehicle, take it on a route with a little bit of everything—hills, asphalt, dirt, curves and speed. While it’s understandable that you want a car that looks nice, don’t let sleek lines and fresh paint persuade you. Instead, look for good visibility, smooth acceleration, working brakes and overall good mechanics. If you really like a vehicle, and unless you’re a mechanic, schedule a full inspection prior to closing the deal.

 

Finding a reliable used car can be difficult and time consuming, but by using the above tips, you can speed up the process and walk away with a new used vehicle worth bragging about.

Selecting the Perfect Used Car to Purchase

If you are thinking about purchasing a new vehicle, visit our dealership to look at the large selection of used cars we have available. There are some people who assume they have to buy a brand new car when they first purchase a vehicle, but that is not true by any means. You may benefit from getting a used vehicle that meets all of your needs and is still in awesome condition.

 

Does It Run Well?

 

There is something far more important than the appearance, make and model of the vehicle you choose. The most significant thing to consider is how well it runs. No one wants to drive down the road in a car that breaks down on them and causes them a lot of stress. You may be able to avoid that by choosing one of our used options because the vehicles have been tested and they do run well. You could even test drive some of the options to see for yourself.

 

Is It Spacious Enough?

 

How much space do you need a vehicle to have? Aside from finding something at our dealership that runs perfectly, you may want to find something that is going to offer enough space for you. Because we have a variety of different options for you to look at, you may quickly find something that has just the right amount of space for you and your family. Sedans, minivans and several other options may be available while you are visiting the dealership.

 

A used car could be just right for you depending on what you need and how much you would like to spend. There are some things you should consider ahead of time, such as how well the vehicle runs and how much space it has to offer to ensure everyone in your family would fit perfectly inside of it. After taking these things into consideration, you may be able to find an amazing car right at our dealership.

The Basics of First Time Used Car Ownership

First time car buyers can have an improved car-buying experience by keeping a few industry tips in mind. Used cars can provide great value to a new driver, but the car’s seller also carries importance in the transaction. A car dealership can offer many benefits far more easily as part of its business model. Finding the right used car at a dealership might make a first-time used car owner’s shopping experience more productive.

 

Reliability

 

Used cars in general provide increased reliability, based on the fact that such a car has already been on the road for a period of time. It stands to reason that a used car would then continue to remain road-ready, since it already has worked for the period it was owned. Getting a used car might be a good indicator that a person’s purchase will work as intended.

 

Dealer Service

 

Car dealers are in the business of providing good deals for car owners. While often it is difficult to negotiate too much with something such as market prices, dealers can provide other benefits. A car lot’s amenities and services could provide added value through incentives including changing the car’s oil, increased coverage or even minor aesthetic improvements. Buying used cars from a dealership can have several such benefits, though not all consumers are aware of these added bonuses, nor can all dealerships offer every aforementioned service.

 

Shortened Loan Terms

 

Many car dealers also provide financing for used cars with decreased terms. That means a used car, which can already be a good deal for many people, may be paid off earlier than other cars. This payment has the effect of hindering interest from building up and costing more than necessary.

 

These industry tips can help a used car owner receive the deal he or she wants in a shorter amount of time and make shopping for used cars more easy.

How to Buy a Used Car: Top Tips for College Students

If you’re attending college and need a quality used car to get to and from campus and other important appointments but don’t know where to begin, you aren’t alone. Many college students are unsure about how to browse used cars and find one that’s the right fit for their budget. There are many factors to examine, and it’s a commitment that should be considered carefully. If you’re ready to begin, we’re here to offer you some top tips for buying a used car while attending college.

 

Consider Future Debt

 

Before you start browsing used cars, you might want to consider how close you are to finishing college and whether you will have student loan payments. While it might be difficult to gauge the size of your loan payments, having some idea of what you will be paying can help you understand what type of car payment you can afford. You may also want to think about what kind of employment you will have and how it might affect your budget.

 

Research Fuel Efficiency

 

Not all used cars are created equal, and since you want to get the most for your money, you may want to do a bit of research on which cars are the most fuel efficient. This can be especially important if you have a daily commute to campus and then to your job, as you will probably be filling your tank at least once a week. We can also give you some information on which of our quality cars are the most fuel efficient.

 

Offer a Down Payment

 

If it all possible, try to build up a down payment. Even having a few hundred dollars to offer can help lower your monthly payments. Having a trade in can also help you save money. Planning ahead may be useful in saving up a sizeable down payment, especially if you take steps to budget carefully.

 

Buying a car while you’re in college can be daunting. However, when you plan carefully and know which used cars are most suited to your lifestyle, choosing one can be an enjoyable experience.

Top 3 Reasons to Buy a Used Car

Used cars are gaining a better reputation among consumers. Now is a good time to buy a used car. Today’s vehicles are made better and last longer. Also, pre-owned autos offer several benefits. Below are three reasons why a used car may be right for you.

 

  1. Gain a Peace of Mind

 

Buying a used car is not as risky as it used to be. There are companies that maintain records of a car’s history. You can access this information as long as you have the vehicle identification number (VIN). With this, you’ll receive a detailed report with data ranging from the number of previous owners to past accidents. When you do this background check, you’re less likely to purchase an automobile with lots of problems.

 

  1. Cut Insurance Costs

 

Used cars save money on insurance. The value of your auto determines your insurance rates. Older model vehicles have a lower market value. Because of this, the premiums are lower. Additionally, you can remove certain types of coverage, such as collision and theft, which further reduces your monthly policy payments.

 

  1. Drive a Luxury Car

 

You can drive your dream car without breaking the bank. Buying a used luxury auto comes with a lower price tag. Also, you never have to worry about driving an automobile that looks outdated. The reason is that car manufacturers don’t do yearly redesigns. This is good news for you. You can drive around in a three-year old high-end vehicle that still looks brand spanking new – without paying a hefty cost.

 

A used auto is full of advantages. You get a quality vehicle at an affordable price. You have access to the car’s history. You can lower your insurance premiums. You can drive a luxury car that’s budget-friendly. These are just a few reasons why people are buying used cars. A pre-owned vehicle simply gives you the best return on your investment.

 

Putting in the Legwork For Your Vehicle Purchase

The decision to buy a car can be quite exciting. Buying a vehicle can help you to take advantage of your life in new ways and create a sense of ease about getting from one place to another. Still, there are several important factors to take into consideration when purchasing used cars. You want to make sure that you get the best possible option for your needs. This means you really need to put in a bit of legwork before you come to your final decision.

 

Your Needs

 

Before you even hit a used car lot during your search, you are going to want to think about what you hope to achieve with investing in your ride. For example, there is a good chance that you are looking to buy a car because you are sick and tired of taking the bus back and forth to work. You may not have any plans on using the vehicle outside of this capacity. This means that you can consider used options with more mileage for your needs.

 

Your Family

 

If you have a family, it is also important to think about what your family will gain from this purchase. When a household relies on one vehicle to get everyone from place to place, it can create some seriously tense moments. Buying a used car can help you to provide your family with a bit of relief in regards to transportation. Be sure to consider spacious options to get the most from your investment.

 

The decision to buy a car will definitely be an exciting one. When you are searching for the most practical used options for your future, be sure to think about your specific needs. Think over how you might be able to get better results from your search simply by thinking over a couple of basic points. The more time that you are able to spend thinking over your purchased of a used ride, the better the results stand to be.

How to Get the Best Deal on a Used Car

While a used car is undoubtedly the way to go when it comes to buying a vehicle, you’ve got to shop smart to make the most of its many advantages. Map out your strategy well before heading to the used car lot to ensure you’re well-pleased with your final decision.

 

Focus on Redesigned Models

 

To make the most of new car technology, start your used cars search with models that have been recently redesigned. While the older used model might not necessarily look the same as a brand new model, it’s likely to be a bit more affordable. If it’s a hybrid model you desire, you’ll want something that’s four to five years old. The reason for that is hybrids usually only hold their value for the first three years.

 

Consider Rental Cars

 

Be sure to ask if the dealership has rental cars for sale. While it’s understandable that you might cringe a bit at the thought of buying a rental car, know that they’re often well-maintained and sold when they’re just a year old. There’s also the fact that rental cars are usually driven by business people, who are well-known to drive conservatively. Specifically, you’ll want to start your search for a used rental car in the fall when the new models often come out.

 

Go for a Certified Pre-Owned Car

 

It’s best that you opt for a certified pre-owned car, mainly because they often still have their warranties and have been checked out by knowledgeable mechanics. If you decide to get an extended warranty, it’s best that you haggle on the price to get the best deal, mainly because you’ll want to recoup as much of the cost of an extended warranty as possible.

 

Used cars are a great option for nearly every driver. Be sure to put these tips to good use to get the best deal and the best car for your individual needs.